Un-/Underbanked Populations

This brief proposes that credit unions can be key disportors in the cycle of poverty and justice-involvement among women while improving the banking experience for their members more broadly.

Credit unions have an opportunity to differentiate by providing inclusive financial services to the un/underbanked, with lessons from alternative financial services providers like payday lenders.

Filene reviews credit union use across US groups and identifies opportunities for credit unions to grow membership among three: Hispanic...

Minority households in the United States are far more likely to be unbanked or underbanked compared to others. Credit unions...

Many traditional financial institutions struggle to meet the needs of minority households. Filene, Visa, and the Ford Foundation conducted this research to find out why.

Qualitative Research Findings from the Reaching Minority Households Incubator Filene tracked the outcomes of three lending programs through the lives...

In the 20th century, credit scoring made a revolutionary shift with the introduction of statistically driven credit scoring. Over time, alternative...