Credit unions have an opportunity to differentiate by providing inclusive financial services to the un/underbanked, with lessons from alternative financial services providers like payday lenders.
Un-/Underbanked Populations Research
Lives in Transition / Jul 22 2021
Inclusive Banking: Lessons from Payday Lenders and Check Cashers
Lives in Transition / Mar 31 2021
Who Uses Credit Unions? Fifth Edition
Filene reviews credit union use across US groups and identifies opportunities for credit unions to grow membership among three: Hispanic...
Community Impact / Jan 07 2016
Reaching Minority Households: Learning from Minority Credit Unions
Minority households in the United States are far more likely to be unbanked or underbanked compared to others. Credit unions...
Community Impact / Aug 08 2018
Reaching Minority Households Incubator
Many traditional financial institutions struggle to meet the needs of minority households. Filene, Visa, and the Ford Foundation conducted this research to find out why.
Community Impact / Feb 28 2020
Pathways to Financial Well-being
Qualitative Research Findings from the Reaching Minority Households Incubator Filene tracked the outcomes of three lending programs through the lives...
Business Strategy / Nov 16 2018
The New Wave of Credit Scoring
In the 20th century, credit scoring made a revolutionary shift with the introduction of statistically driven credit scoring. Over time, alternative...
In the News
Jun 18 2021
Maximizers of Impact
We have seen more than our fair share of economic and social challenges over the past year, and with each...
Jun 17 2021
Webinar: Top Insights from a Crash Course in Filene's Centers of Excellence
Review the webinar materials from "Top Insights from a Crash Course in Filene's Centers of Excellence," hosted on June 17, 2021.