Filene reviews credit union use across US groups and identifies opportunities for credit unions to grow membership among three: Hispanic...
Un-/Underbanked Populations
Research related to the topic of un-/underbanked populations.
Un-/Underbanked Populations Research

Lives in Transition / Mar 31 2021
Who Uses Credit Unions? Fifth Edition

Community Impact / Jan 07 2016
Reaching Minority Households: Learning from Minority Credit Unions
Minority households in the United States are far more likely to be unbanked or underbanked compared to others. Credit unions...

Community Impact / Aug 08 2018
Reaching Minority Households Incubator
Many traditional financial institutions struggle to meet the needs of minority households. Filene, Visa, and the Ford Foundation conducted this research to find out why.

Community Impact / Feb 28 2020
Pathways to Financial Well-being
Qualitative Research Findings from the Reaching Minority Households Incubator Filene tracked the outcomes of three lending programs through the lives...

Business Strategy / Nov 16 2018
The New Wave of Credit Scoring
In the 20th century, credit scoring made a revolutionary shift with the introduction of statistically driven credit scoring. Over time, alternative...