With financial institutions and businesses committed to community social impact like never before, a sense of urgency to address society’s most difficult social issues has emerged.
Un-/Underbanked Populations Research
Community Impact / Jan 18 2022
Community Social Impact: The Urgency of Now
Lives in Transition / Nov 24 2021
Income Volatility and Health Care Needs - How Credit Unions Can Help
This report focuses on two specific aspects of economic trends: rising income volatility and health care needs, and the role of credit unions in reducing the negative impacts of income volatility.
Lives in Transition / Aug 23 2021
Providing Justice-Involved Financial Services: Women and Reentry
This brief proposes that credit unions can be key disportors in the cycle of poverty and justice-involvement among women while improving the banking experience for their members more broadly.
Lives in Transition / Jul 22 2021
Inclusive Banking: Lessons from Payday Lenders and Check Cashers
Credit unions have an opportunity to differentiate by providing inclusive financial services to the un/underbanked, with lessons from alternative financial services providers like payday lenders.
Lives in Transition / Mar 31 2021
Who Uses Credit Unions? Fifth Edition
Filene reviews credit union use across US groups and identifies opportunities for credit unions to grow membership among three: Hispanic...
Community Impact / Jan 07 2016
Reaching Minority Households: Learning from Minority Credit Unions
Minority households in the United States are far more likely to be unbanked or underbanked compared to others. Credit unions...
Community Impact / Aug 08 2018
Reaching Minority Households Incubator
Many traditional financial institutions struggle to meet the needs of minority households. Filene, Visa, and the Ford Foundation conducted this research to find out why.
Community Impact / Feb 28 2020
Pathways to Financial Well-being
Qualitative Research Findings from the Reaching Minority Households Incubator Filene tracked the outcomes of three lending programs through the lives...
Business Strategy / Nov 16 2018
The New Wave of Credit Scoring
In the 20th century, credit scoring made a revolutionary shift with the introduction of statistically driven credit scoring. Over time, alternative...
In the News
Apr 22 2022
An Investment Opportunity that Benefits All
A first-of-its-kind research report takes on the important discussion around the potential impact of climate change and credit unions.
Feb 25 2022
Filene’s “Inner Circle” Enables Research and Incubation on Key Issues Impacting Credit Unions
Filene would like the thank its Inner Circle for their continuous support for Filene’s Centers of Excellence. The support comes from 48 organizations spanning the entire U.S.