Un-/Underbanked Populations

Research related to the topic of un-/underbanked populations. 

Un-/Underbanked Populations Research

Providing Justice-Involved Financial Services: Women and Reentry
Lives in Transition / Aug 23 2021
Providing Justice-Involved Financial Services: Women and Reentry

This brief proposes that credit unions can be key disportors in the cycle of poverty and justice-involvement among women while improving the banking experience for their members more broadly.

Inclusive Banking: Lessons from Payday Lenders and Check Cashers
Lives in Transition / Jul 22 2021
Inclusive Banking: Lessons from Payday Lenders and Check Cashers

Credit unions have an opportunity to differentiate by providing inclusive financial services to the un/underbanked, with lessons from alternative financial services providers like payday lenders.

Who Uses Credit Unions? Fifth Edition
Lives in Transition / Mar 31 2021
Who Uses Credit Unions? Fifth Edition

Filene reviews credit union use across US groups and identifies opportunities for credit unions to grow membership among three: Hispanic...

Reaching Minority Households: Learning from Minority Credit Unions
Community Impact / Jan 07 2016
Reaching Minority Households: Learning from Minority Credit Unions

Minority households in the United States are far more likely to be unbanked or underbanked compared to others. Credit unions...

Reaching Minority Households Incubator
Community Impact / Aug 08 2018
Reaching Minority Households Incubator

Many traditional financial institutions struggle to meet the needs of minority households. Filene, Visa, and the Ford Foundation conducted this research to find out why.

Pathways to Financial Well-being
Community Impact / Feb 28 2020
Pathways to Financial Well-being

Qualitative Research Findings from the Reaching Minority Households Incubator Filene tracked the outcomes of three lending programs through the lives...

The New Wave of Credit Scoring
Business Strategy / Nov 16 2018
The New Wave of Credit Scoring

In the 20th century, credit scoring made a revolutionary shift with the introduction of statistically driven credit scoring. Over time, alternative...