Skip to Navigation | Skip to Content

Research Reports

Research is our middle name. Members of Filene receive immediate, unlimited access to 25 years of research with the goal of identifying what comes next for credit unions and financial consumers. Dig in! 

Not a member? Take a glimpse into the valuable research Filene has to offer.

fundaMENTAL: The Mind-Money Connection

fundaMENTAL: The Mind-Money Connection

Understanding why consumers make certain decisions is key to supporting and attracting credit union members. To this end, Filene hosted a colloquium titled: fundaMENTAL: The Mind-Money Connection, and we invited experts to share their thoughts about how people relate to finances and debt, and how they go about making rational...

Weighing the Risks of a Fintech Partnership

Weighing the Risks of a Fintech Partnership

As credit unions continue to upgrade and adopt new fintech options to stay competitive, during the process of partnering with vendors and fintech firms, occassionally credit unions experience frustrations or problems with their fintech partnership that might have been avoidable. From Filene's Center for Emerging Technology comes this new report...

Factors Contributing to Credit Union Asset Growth, 1979-2016

Factors Contributing to Credit Union Asset Growth, 1979-2016

In what is sure to be a landmark publication for credit unions, 35 years of NCUA data are leveraged to bring into view key drivers that positively correlate with higher rates of credit union asset growth. As the dynamics for growth vary depending on scale and resources available to credit...

Credit Union Regtech: Innovation and Expertise

Credit Union Regtech: Innovation and Expertise

What can be done to help ease the regulatory responsibilities for credit unions? And what emerging technology is available to help credit unions better manage these responsibilities? This paper introduces the fintech category of regtech, and the role and promise it holds for credit unions. The author then presents a...

Governance Challenges in Credit Unions: Insights and Recommendations

Governance Challenges in Credit Unions: Insights and Recommendations

As governance arrangements of credit unions continue to evolve, this report examines the characteristics of the well-governed credit union, and explores the value and risks associated with cooperative governance models. Filene thanks its generous supporters for helping to make this research possible.

America’s Got Talent: Attracting It is the Challenge

America’s Got Talent: Attracting It is the Challenge

In an effort to address the challenge of attracting and retaining talented employees, Filene hosted a day-long colloquium dedicated to sharing new insights and best practices for credit unions' efforts in talent attraction. This report summarizes presentations on the following: Developing your credit union's brand story and using it to...

Blueprints for Innovation, Spring 2017

Blueprints for Innovation, Spring 2017

What’s your competitive advantage?   Are you working towards the future? Or are you “working on the treadmill of today?” With what seems like nonstop internal pressure, just to get work done, finding time to think strategically about cutting-edge research and innovation possibilities to make your credit union stronger can often...

Domestic Violence Recovery Loan Program

Domestic Violence Recovery Loan Program

In 2016 Filene published research by Adrienne Adams of Michigan State University on a unique collaboration between a local credit union, domestic violence prevention agencies, and a grantor, to offer affordable loans designed to help survivors of domestic abuse get back on their financial feet. This interim brief reports on...

Sorting the Hype Cycle

Sorting the Hype Cycle

As credit unions prospect and adopt financial technology, many have expressed a need for guidance as they explore and appraise fintech options. This report provides summaries of presentations at Filene's colloquium: Sorting the Hype Cycle, and includes topics such as: best practices for navigating fintech products, forward-looking fintech regulation, blockchain technology, and the...

Generational Money Chatter

Generational Money Chatter

As there are currently four generations of credit union members, each with its own, unique attitudes and emotions, it is no longer adequate to assume that one or two voices on financial issues sufficiently represents all consumers. This report provides research-based insights on how each generation views money and finances,...

CCUA Login COBA Login