Fintech: Developments and Strategic Implications for Credit Unions
A combination of an accelerated rate of change, lower development costs, attractive profit pools, and changing regulatory environments is propelling fintech products into the worldwide marketplace. These new technologies favor nimble financial organizations and create a challenge for credit unions that generally veer toward prudence and vigilance when managing their members’ hard-earned assets. How does an industry that values caution during times of instability, and prudence over excessive risk, find a way to grow sustainably amid so much technological disruption?
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