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Everything we do starts with research. At Filene Research Institute, we’re driven to learn what makes credit unions tick. And what could make them tick even better. We spend our days—and sometimes our nights—connecting with leaders from credit unions, academia, public policy, business, and technology to deliver the world’s best thinking and tools to stay competitive for credit unions and cooperative finance.

Latest Publications

Young Adults In The Military

Those serving in the armed forces play an honorable role in protecting their country.  Unfortunately the financial profiles of these men and women differ from everyday civilians'.  Young adults in the U.S. military face unique financial challenges and are primed for credit union assistance. In this infographic we explore the...

Financial Soundness of Canadian Credit Unions

This study challenges an emerging narrative in Canada that credit unions might pose a risk to financial stability because they are not overseen by Canada’s federal regulator, which, rightly or wrongly, has been credited with helping keep large Canadian banks out of trouble. The study does so by assembling simple,...

Credit Unions: Financial Sustainability and Scale

U.S. credit union system trends are clear and consistent: consolidation is steady, regulatory pressures are increasing, the largest credit unions perform better as a group than their smaller counterparts and the service demands of consumers and regulators continues to expand. During the last two decades credit union performance has begun to...

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Top Publications

The Consumer Experience: Financial Institution Preference and Usage Factors

Today's consumers confront a variety of banking options. Factors like personal trust, household income, and convenience all weigh, in different ways, on consumers' preferences between and among banks and credit unions. This report analyzes consumer survey data to better understand these usage factors and allows productive comparisons between institutions. The data...

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