Research & Thinking
To accelerate insights and transform your organization.
Browse our research & thinking
By Topics in Action
Year Two Lab Results: Exagens
By Questions
Generative AI: How Credit Unions Can Adopt Gen AI to Benefit Employees and Members
The Evolution and Impact of AI in Credit Unions
Webinar: The Evolution and Impact of AI in Credit Unions
Text-Generative AI and the Future for Credit Unions
Top 5 Things That Credit Unions Should Consider When Building an AI Policy
As credit unions embrace the transformative power of Artificial Intelligence (AI) and Large Language Models (LLMs), it becomes essential to construct robust AI policies. The following brief will delve into the realm of AI policy, uncovering the top five critical considerations for credit unions.
Credit Union Governance Landscape
Credit Union Boards: Resources for Effective Governance
Effective board governance is essential for credit union sustainability and health. From board evaluation practices to board composition, Filene has curated resources for credit union leaders seeking to learn more about strategies to improve board governance.
Formalizing the Art of Board Composition
A board of directors can make or break the success of a credit union. Yet credit unions sometimes find board governance lacking or inadequate for meeting their challenges. This report provides research-based recommendations for improving board composition, including formalizing recruitment and evaluation to help credit unions leverage more from their boards of directors.
Generative AI: How Credit Unions Can Adopt Gen AI to Benefit Employees and Members
The Evolution and Impact of AI in Credit Unions
Webinar: The Evolution and Impact of AI in Credit Unions
Text-Generative AI and the Future for Credit Unions
Top 5 Things That Credit Unions Should Consider When Building an AI Policy
As credit unions embrace the transformative power of Artificial Intelligence (AI) and Large Language Models (LLMs), it becomes essential to construct robust AI policies. The following brief will delve into the realm of AI policy, uncovering the top five critical considerations for credit unions.
Credit Union Governance Landscape
Credit Union Boards: Resources for Effective Governance
Effective board governance is essential for credit union sustainability and health. From board evaluation practices to board composition, Filene has curated resources for credit union leaders seeking to learn more about strategies to improve board governance.
Formalizing the Art of Board Composition
A board of directors can make or break the success of a credit union. Yet credit unions sometimes find board governance lacking or inadequate for meeting their challenges. This report provides research-based recommendations for improving board composition, including formalizing recruitment and evaluation to help credit unions leverage more from their boards of directors.
How We Focus
Centers of Excellence
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Center of Excellence Emerging Technology
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Center of Excellence Data Analytics & the Future of Financial Services
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Center of Excellence Community Social Impact
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Center of Excellence Consumer Financial Lives in Transition
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Center of Excellence Innovation & Incubation
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Center of Excellence Diversity, Equity & Inclusion
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Center of Excellence Leadership, Strategy & Governance
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Center of Excellence The Credit Union of the Future
Our Latest Research & Thinking
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Report #636 | | Members
Introducing LoanNFT, a Blockchain Solution for the Secondary Loan Market
*25-minute read— This report introduces LoanNFT, a blockchain-based prototype developed over the past year through a partnership with Dr. Lamont Black and the lab* at Filene. LoanNFT seeks to enhance the efficiency of the secondary loan market, creating a decentralized, shared database for loan transactions, eliminating the need for centralized intermediaries and reducing costs. -
Report #638 | | Members
Year Two Lab Results: Exagens
Exagens MoneySparxs fuses Behavioral Science, Neuroscience and AI to autonomously deliver at scale, individualized and actionable financial insights, tips, and advice, catalyzing financial wellness and credit union growth. -
Report #637 |
Year Two Lab Results: Changed
The lab* at Filene partnered with Changed to provide credit unions with a debt repayment tool that members can use to consolidate debts, automate micro-savings, and pay off their debts faster, ultimately saving more money. -
Report #635 | | Members
A Blockchain and Digital Asset Primer for Credit Unions
*25-minute read—This blockchain primer provides an overview of the key aspects of blockchain technology and digital assets, and the various ways blockchain has been used to date. The primer also gives an overview of how decentralized finance is already being used in financial services and some of the ways credit unions can begin to leverage this technology.