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the lab* at Filene
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Identify and implement proven solutions faster…fuel your organization’s growth…amplify your impact in the community. the lab* at Filene gets you answers to the questions that matter most.
The Entrepreneurial Ecosystems (EE) Incubator
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The EE Incubator is looking to empower credit unions to become effective ecosystem builders, fostering entrepreneurship and economic growth within their communities.
The Racial Economic Equity (REE) Incubator
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Advance racial economic equity throughout the credit union system by co-creating solutions that meet local community members’ needs and delivers resources, support and capital to communities of color.
Do-It-Yourself
ITIN Lending Program
DIY
Improve access to affordable and quality financial services and grow your loan portfolio by offering loans to serve consumers who... Small Business Lending & Independent Workers Resource GuideDO-IT-YOURSELF Small Business Lending & Independent Workers Resource Guide Small businesses are central to the U.S. economy and society, yet the lives of...
Small Business Lending & Independent Workers Resource Guide
DIY
Small businesses are central to the U.S. economy and society, yet the lives of small business owners and independent workers...
Employer-Sponsored Small-Dollar Loan
DIY
Collaborate with employers in your community to provide safe, affordable loans that help hardworking employees avoid predatory rates and fees, establish or repair credit and begin to save.
Non-Prime Auto Loans
DIY
Having reliable transportation allows for increased access to employment, housing, and education. However, many credit challenged consumers lack reliable transportation.
Borrow & Save
DIY
Increase consumers’ economic security by providing an affordable small dollar loan with a payment term that makes sense for them.
Community Microfinance Small Business Lending
DIY
The community microfinance lending initiative helps low-income entrepreneurs from primarily underserved and underrepresented groups start their own businesses.
Payday Payoff Installment Loans
DIY
This program uses an underwriting model based on alternative data and allows borrowers to consolidate up to $2,500 of high-cost debt into an affordable installment loan.
Data Mined Auto Loans
DIY
This program employs sophisticated data mining techniques to identify households that may benefit from an affordable auto loan.