Policy and Regulation

Research related to the topic of policy and regulation. 

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Policy and Regulation Research

Credit Union Regtech: Innovation and Expertise
Technology / Jan 08 2018
Credit Union Regtech: Innovation and Expertise

What can be done to help ease the regulatory responsibilities for credit unions? And what emerging technology is available to...
Only Up: Regulatory Burden and Its Effects on Credit Unions
Operations / Jun 11 2014
Only Up: Regulatory Burden and Its Effects on Credit Unions

Regulations for financial institutions can be taxing and burdensome. In addition to operational and strategic limitations, there are also economic cost associated with increased regulatory activity.
Keeping an Eye on the Ball: Credit Unions, the Level Playing Field, and Competitive Balance
Operations / Feb 21 2012
Keeping an Eye on the Ball: Credit Unions, the Level Playing Field, and Competitive Balance

This report suggests the need for credit unions to use a “competitive balance” when advocating for policy changes that could benefit, or at least minimize the harm to, the credit union system.

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In the News

Jun 21 2022
Measuring Economy of Scale and the Importance of Non-Interest Income

The expense to asset ratio is the most used performance indicator for credit union productivity. Despite it being a widely used measure, major flaws can lead to erroneous conclusions.

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Mar 04 2022
Mergers: A Restructuring of the Credit Union System

Mergers are a reality of the current and future financial services landscape. Credit union leaders are acting proactively, and many...

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Nov 24 2021
Gratitude for your impact. Tools to help you grow.

As we reflect on what we are grateful for, I remain inspired by the resiliency of the credit union industry and your credit union’s drive to step up to new member challenges with urgency and impact.

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