Payday Lending and Payday Alternatives

Research related to the topic of payday lending and payday alternatives. 

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Payday Lending and Payday Alternatives Research

Payday Lending, by the (Shocking) Numbers
Aug 18 2016
Payday Lending, by the (Shocking) Numbers

Payday lending is a burden on consumers, especially the most vulnerable members of our society. Many consumers who take these...
The Economics of Payday Lending
Jan 01 2002
The Economics of Payday Lending

This report examines operations of payday lenders, who uses payday loans and why they choose to do so, and...

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In the News

Dec 04 2020
Federal Student Debt: The opportunity for credit unions to defuse this debt bomb

Federal student loan payments will restart for ~30 million Americans on January 31, 2021 after 10 months of suspended payments...

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Oct 09 2020
Webinar: Breaking Out of the Debt Cycle: Justice-Involved Financial Services

Review the webinar materials from Breaking Out of the Debt Cycle: Justice-Involved Financial Services, hosted on October 8, 2020.

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Sep 10 2020
The CARES Act and Credit Reporting: What Credit Unions Need to Know

Even with direct stimulus payments, increased unemployment benefits, and the Paycheck Protection Program, consumers are facing dire financial circumstances. There are ways your credit union can help.

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