Credit unions have an opportunity to differentiate by providing inclusive financial services to the un/underbanked, with lessons from alternative financial services providers like payday lenders.
Payday Lending and Payday Alternatives Research
Lives in Transition / Jul 22 2021
Inclusive Banking: Lessons from Payday Lenders and Check Cashers
Apr 09 2020
Small-Dollar Lending Solutions
With community members filing for unemployment insurance in the millions due to our uncertain circumstances, there is an urgent need...
Community Impact / Aug 08 2018
Reaching Minority Households Incubator
Many traditional financial institutions struggle to meet the needs of minority households. Filene, Visa, and the Ford Foundation conducted this research to find out why.
Aug 18 2016
Payday Lending, by the (Shocking) Numbers
Payday lending is a burden on consumers, especially the most vulnerable members of our society. Many consumers who take these...
Lives in Transition / Jan 01 2002
The Economics of Payday Lending
This report examines payday lending, who uses payday loans and why, and which customers become frequent users of these loans. It also shows how credit unions can respond to the rise of this industry.