Lending and Loan Growth

Research related to the topic of lending and loan growth. 

Lending and Loan Growth Research

Beyond Legacy Lending: Strategies for Loan Growth and Inclusion
Innovation and Incubation / Aug 31 2021
Beyond Legacy Lending: Strategies for Loan Growth and Inclusion

This brief explores how credit unions adapt to new paradigms for consumer lending while navigating a pandemic economy and advancing the credit union people-helping-people philosophy.

Auto Loans and Credit Unions
Innovation and Incubation / Jan 26 2021
Auto Loans and Credit Unions

Across the credit union system, auto loan growth has flattened in recent years. What will these trends mean for credit union auto loan portfolios? How should your credit union prepare?

The Effects of Scale on the Development of Credit Union Business Services
Operations / Sep 10 2020
The Effects of Scale on the Development of Credit Union Business Services

Credit unions across the United States have experienced rapid growth in assets and commercial lending in recent years. To accommodate...

Case Studies on the Development of Credit Union Business Services
Operations / Sep 14 2020
Case Studies on the Development of Credit Union Business Services

Credit union commercial capabilities have grown in recent years. This report draws from a series of case studies to document...

Mortgages and Credit Union Performance: 1980–2011
Operations / Nov 06 2013
Mortgages and Credit Union Performance: 1980–2011

Mortgages have become a significant part of credit unions’ lending portfolio. More mortgages are a net benefit to credit unions...

Superior Consumer Lenders During the Great Recession
Business Strategy / Operations / Oct 24 2011
Superior Consumer Lenders During the Great Recession

Flywheels turn, not from one big push, but from the input of deliberate regular force. Consumer lending is similar. This...

Factors Contributing to Credit Union Asset Growth, 1979-2016
Operations / Feb 02 2018
Factors Contributing to Credit Union Asset Growth, 1979-2016

In what is sure to be a landmark publication for credit unions, 35 years of NCUA data are leveraged to...