Jan 01 2005

Failures and Insurance Losses of Federally-Insured Credit Unions: 1971-2004

This project constructs the first comprehensive and consistent database of the failures and insurance losses of federally-insured credit unions. The resulting database covers the entire experience since the inception of federal share insurance for credit unions during 1971 through 2004.

The database provides data for the failure and loss experiences of credit unions across periods of high and low interest rates, periods of high and low capital ratios, periods of growth and stagnation, periods of regulatory stringency and accommodation, and periods of stasis and consolidation.

The database also provides information for the failure and loss experiences of credit unions by asset size groupings. In short, the database provides research, policy, and business strategy analysis and discussions with a new, solid, common empirical foundation.