Report
51
Number
Jan 01 1999

Credit Unions and Asset Accumulation by Lower-Income Households

This study profiles special efforts by credit unions to reach low and moderate-income households and to help them build savings. Community development credit unions work hard and creatively to provide basic financial services to low-income communities.

This report focuses on the efforts of larger, traditional credit unions to serve lower-income households. In presenting some of the details behind the special efforts, we want to show the diversity of strategies that credit unions are using, and indicate some of the key strengths and challenges associated with these approaches.

Report Number 51