Research & Thinking
To accelerate insights and transform your organization.
Browse our research & thinking
By Topics in Action
The Value of Federal Home Loan Bank Membership to Credit Unions
By Questions
The AI Adoption Journey: A Survey of Credit Union Leaders
Generative AI: How Credit Unions Can Adopt Gen AI to Benefit Employees and Members
The Evolution and Impact of AI in Credit Unions
Webinar: The Evolution and Impact of AI in Credit Unions
Text-Generative AI and the Future for Credit Unions
Credit Union Governance Landscape
Credit Union Boards: Resources for Effective Governance
Effective board governance is essential for credit union sustainability and health. From board evaluation practices to board composition, Filene has curated resources for credit union leaders seeking to learn more about strategies to improve board governance.
Formalizing the Art of Board Composition
A board of directors can make or break the success of a credit union. Yet credit unions sometimes find board governance lacking or inadequate for meeting their challenges. This report provides research-based recommendations for improving board composition, including formalizing recruitment and evaluation to help credit unions leverage more from their boards of directors.
The AI Adoption Journey: A Survey of Credit Union Leaders
Generative AI: How Credit Unions Can Adopt Gen AI to Benefit Employees and Members
The Evolution and Impact of AI in Credit Unions
Webinar: The Evolution and Impact of AI in Credit Unions
Text-Generative AI and the Future for Credit Unions
Credit Union Governance Landscape
Credit Union Boards: Resources for Effective Governance
Effective board governance is essential for credit union sustainability and health. From board evaluation practices to board composition, Filene has curated resources for credit union leaders seeking to learn more about strategies to improve board governance.
Formalizing the Art of Board Composition
A board of directors can make or break the success of a credit union. Yet credit unions sometimes find board governance lacking or inadequate for meeting their challenges. This report provides research-based recommendations for improving board composition, including formalizing recruitment and evaluation to help credit unions leverage more from their boards of directors.
How We Focus
Centers of Excellence
-
Center of Excellence Design for Digital
-
Center of Excellence The Next Generation of Member Growth
-
Center of Excellence Leadership, Strategy & Governance
-
Center of Excellence The Credit Union of the Future
-
Center of Excellence Diversity, Equity & Inclusion
-
Center of Excellence Community Social Impact
Our Latest Research & Thinking
-
Report #639 | | MembersArtificial Intelligence Strategy and Planning Innovation Benchmarking and Key Performance Indicators
The AI Adoption Journey: A Survey of Credit Union Leaders
*20-Minute Read: Artificial intelligence (AI) is transforming the digital economy, and credit union leaders are navigating pivotal decisions on how to integrate AI into their business models. This report shares insights from a survey of 110 participants across 78 organizations, highlighting early trends, emerging strategies, and the positive potential of AI to empower members, employees, and leadership, while encouraging credit unions to evolve and refine their AI approaches. -
Report #641 |
The Value of Federal Home Loan Bank Membership to Credit Unions
Over the past 30 years, around 1,400 credit unions have joined the Federal Home Loan Bank System (FHLB), which provides low-cost liquidity to its members to invest in local needs including housing, jobs and economic growth. The following report explores the value that participating credit unions have received from their membership. -
Report #636 | | Members
Introducing LoanNFT, a Blockchain Solution for the Secondary Loan Market
*25-minute read— This report introduces LoanNFT, a blockchain-based prototype developed over the past year through a partnership with Dr. Lamont Black and the lab* at Filene. LoanNFT seeks to enhance the efficiency of the secondary loan market, creating a decentralized, shared database for loan transactions, eliminating the need for centralized intermediaries and reducing costs. -
Report #638 | | Members
Year Two Lab Results: Exagens
Exagens MoneySparxs fuses Behavioral Science, Neuroscience and AI to autonomously deliver at scale, individualized and actionable financial insights, tips, and advice, catalyzing financial wellness and credit union growth.