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In our lab, we test ideas—rooted in research, based on real consumer need—in the marketplace. Our goal: Bring these ideas to the financial marketplace for positive impact!

Accessible Financial Services Incubator

Filene launched its accessible financial services incubator with a grant from the Ford Foundation. Through the incubator, credit unions are piloting products with their members that benefit low-and-moderate-income US financial consumers in areas like non-prime auto loans, small dollar loans, employer-based loans, debt reduction, and converting borrowers to savers.

Reaching Minority Households Incubator

Visa and Filene have teamed up to research and test solutions to minority groups' lack of access to financial services.