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i3 Concepts

Our i³ (Ideas, Innovation, Implementation) counts more than 150 concepts since the programs inception in 2004. These product, service, and business model innovations help credit unions build operational efficiency, generate loans, mobilize savings, reach communities, and strengthen membership. Browse through them below.

All i3 Ideas

CU Tempo

IMAGINE…Credit unions taking their inherent spirit of cooperation to a whole new level. IMAGINE…A helpful, easy-to-use tool that helps credit unions survive and thrive amidst ever-mounting economic and operational pressures. IMAGINE…Truly meaningful collaboration that can benefit the industry today and in the future. IMAGINE…A simple, web-based mechanism that helps match...

Green Feat Rewards

Social responsibility is the principle of considering overall community welfare beyond traditional financial goals. Credit unions in the United States have embraced many of the principles of social responsibility by aligning with the values of members and associated organizations, volunteering time in the governance of our institutions, and partnering with...

CUBE

For credit union employers who need to decrease expenses, CUBE affiliates credit unions under a common buyer to receive discounted medical insurance premiums. Unlike procuring insurance as an individual employer, CUBE may save employers 7-10% on annual premium costs. Contact us to learn more about this idea from Filene i3.

Peace of Mind Auto Loan

For many car buyers, the most urgent priority is finding a lender to finance their cars. Car buyers will then consider whether or not the lender’s auto loan payments will fit into their budgets. The reality is that there are many other major expenses related to car ownership beyond the...

Interest Refund Loan

Conventional wisdom suggest that baby boomers are moving from the borrowing stage to the saving stage of their lives. While this has traditionally been true of consumer behavior, this generation may very well be a contradiction. According to a recent survey conducted by the Pew Research Center, “55% of baby...

Auto Resource Center, An Online Resource for Vehicle Owners

In 2006, U.S. consumers purchased approximately 16.5 million autos and light trucks. Yet, despite the massive size of this market and the sheer volume of transactions, consumers are relatively dissatisfied with the way they make auto purchases. Credit unions are known for their trustworthiness and service and because of this,...

First Step Program

The First Step Program targets people who are underserved by traditional financial institutions (and often gravitate toward check cashers and payday lenders) and assists them in reaching their dreams of getting “one step closer towards financial freedom.” The key to this program is for credit unions to partner with local...