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Filtered Incubator Projects

Employer-Sponsored Small-Dollar Loans

Help employers provide a safe, affordable loan to help their employees avoid the high cost of payday lenders, establish or repair credit, and begin to save. Research shows that more than half of American households have at least some difficulty keeping up with monthly expenses, and over a quarter of...

Borrow & Save

Established by the National Federation of Community Development Credit Unions, Borrow & Save increases consumers’ economic security by providing an affordable small dollar loan with a payment term that makes sense for them. A built-in savings component also enables consumers to self-fund emergency expenses instead of borrowing money to handle...

Pay Yourself Back

Innovations in Poverty Action developed the Pay Yourself Back product as an add-on to any loan type. By leveraging the habits formed by regularly making loan payments, it encourages consumers to keep making regular payments (or a portion of it) to themselves after the loan is paid off. The idea...