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Filtered Incubator Projects

Employer-Sponsored Small-Dollar Loans

To express your interest in further testing or implementation of Employee-Sponsored Small-Dollar loans, complete this short form. Developed by NorthCountry Federal Credit Union, this small dollar loan program is offered to employees of the Select Employer Groups (SEGs) partnered with credit unions. Loan payments are auto-deducted from direct deposited paychecks. Once...

Borrow & Save

Established by the National Federation of Community Development Credit Unions, Borrow & Save increases consumers’ economic security by providing an affordable small dollar loan with a payment term that makes sense for them. A built-in savings component also enables consumers to self-fund emergency expenses instead of borrowing money to handle...

Pay Yourself Back

Innovations in Poverty Action developed the Pay Yourself Back product as an add-on to any loan type. By leveraging the habits formed by regularly making loan payments, it encourages consumers to keep making regular payments (or a portion of it) to themselves after the loan is paid off. The idea...