Filene’s innovation programs help credit unions execute on innovation, ideas and cultural change. We will bring the Filene Method, our...
All Programs & Pilots
Impact programs and services are rooted in research, based on real consumer need, tested in the market, and ready for action. They offer real solutions for your credit union.
Learn more about options available for each of these challenges below or contact us at [email protected] to customize options for your credit union.
Ready to Use
Transform your organization’s annual strategic planning from a point-in-time meeting to an ongoing conversation that continually advances the credit union ...
Understand the trends and issues impacting your members today and how they engage with your credit union.
Ready to Use
Make the early days of a new member relationship count. Onboardability is designed specifically to make onboarding easy, seamless and...
Currently Being Tested
Member Megaphone is a referral app designed to help credit unions seamlessly tap into the power of organic growth through member and employee referrals while tracking results and assigning rewards.
Debt Dragon guides students through relatable, interactive scenarios that show real-time financial implications about their investment options with clear action items, next steps, and checklists.
Bank on Family
Bank on Family reduces the awkwardness lending between family and friends by making the credit union the facilitator of a streamlined process.
Employer-Sponsored Small-Dollar Loan
Collaborate with employers in your community to provide safe, affordable loans that help hardworking employees avoid predatory rates and fees...
ITIN Lending Program (Non-Citizen Lending)
This program offers consumer lending products, including credit cards, personal loans, and vehicle loans, to non-citizens and individuals with an...
Non-Prime Auto Loans
Having reliable transportation allows for increased access to employment, housing, and education. However, many credit challenged consumers lack reliable transportation...
Borrow & Save
Increase consumers’ economic security by providing an affordable small dollar loan with a payment term that makes sense for them...
Community Microfinance Small Business Lending
The community microfinance lending initiative helps low-income entrepreneurs from primarily underserved and underrepresented groups start their own businesses. The program...
Payday Payoff Installment Loans
This program uses an underwriting model based on alternative data and allows borrowers to consolidate up to $2,500 of high-cost...
“Sometimes we are so closely tied to our processes that we miss the pain points that are real and could be preventing us from truly creating member impact. The Filene methodology for innovation helped us to activate our ability to see the world through the eyes of our members.”
Vice President of Consumer Lending
Wright-Patt Credit Union
“We need to transform banking into something more than just transactions to increase loyalty, create new relationships and ensure our long term sustainability. This is why we partnered with Filene, an organization that understands the need – and that thinking differently matters."
Vice President, Brand
Libro Credit Union
Our goal is to become the leader in direct auto lending. We want to be our members’ first choice when they are ready to purchase a new car. As we discussed the current auto loan experience, it was clear that we needed to concentrate on removing roadblocks and speeding up the time that our members have to wait.
We knew we would have a fun, creative, and imaginative experience working with Filene. We also knew that we would be required to challenge our own world-view in a safe space. Our teams worked together over a two-day period to discover innovative ways to make our members lives better, by looking at challenges from their perspective. It was wonderful to see that our team members benefited from learning the Filene Innovation Method and just as we expected, our team members had a tangible takeaway that they shared with their teams immediately when they returned to the office.
Read their whole story here.
Filene is already known for researching topics that address our industry’s most critical concerns. We also provide in-depth customized exploration specific to your credit union’s unique needs, helping you solve complex business challenges.Learn More