Reduce the front-end risk of new products and ideas for credit union members while accelerating credit union decision-making and growth.
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ITIN Lending Program
Improve access to affordable and quality financial services and grow your loan portfolio by offering loans to serve consumers who...
Small Business Lending & Independent Workers Resource Guide
Small businesses are central to the U.S. economy and society, yet the lives of small business owners and independent workers...
Employer-Sponsored Small-Dollar Loan
Collaborate with employers in your community to provide safe, affordable loans that help hardworking employees avoid predatory rates and fees...
Non-Prime Auto Loans
Having reliable transportation allows for increased access to employment, housing, and education. However, many credit challenged consumers lack reliable transportation...
Borrow & Save
Increase consumers’ economic security by providing an affordable small dollar loan with a payment term that makes sense for them...
Community Microfinance Small Business Lending
The community microfinance lending initiative helps low-income entrepreneurs from primarily underserved and underrepresented groups start their own businesses. The program...
Payday Payoff Installment Loans
This program uses an underwriting model based on alternative data and allows borrowers to consolidate up to $2,500 of high-cost...
Community Impact / Aug 08 2018
Reaching Minority Households Incubator
Many traditional financial institutions struggle to meet the needs of minority households. Filene, Visa, and the Ford Foundation conducted this research to find out why.
Aug 04 2020
FinTech Catalyst Incubator: Spartacus
In this report we analyze the desirability and feasibility of Spartacus and if it can help consumers protect their privacy and prevent identity theft.
Jun 08 2020
FinTech Catalyst Incubator: Steady
Filene's FinTech Catalyst Incubator analyzes Steady to see if it can create a positive influence on the member’s and credit union’s financial health.