Small businesses are central to the U.S. economy and society, yet the lives of small business owners and independent workers...
Help Your Community
Programs and services built from Filene’s research on Accessible Financial Services and Reaching Minority Households. Credit unions can impact their communities greatly by bringing more fairly priced, quality financial products to more people, especially those traditionally left behind by mainstream finance.
Employer-Sponsored Small-Dollar Loan
Collaborate with employers in your community to provide safe, affordable loans that help hardworking employees avoid predatory rates and fees...
ITIN Lending Program
Improve access to affordable and quality financial services and grow your loan portfolio by offering loans to serve consumers who...
Non-Prime Auto Loans
Having reliable transportation allows for increased access to employment, housing, and education. However, many credit challenged consumers lack reliable transportation...
Borrow & Save
Increase consumers’ economic security by providing an affordable small dollar loan with a payment term that makes sense for them...
Community Microfinance Small Business Lending
The community microfinance lending initiative helps low-income entrepreneurs from primarily underserved and underrepresented groups start their own businesses. The program...
Payday Payoff Installment Loans
This program uses an underwriting model based on alternative data and allows borrowers to consolidate up to $2,500 of high-cost...
Community Impact / Aug 08 2018
Reaching Minority Households Incubator
Many traditional financial institutions struggle to meet the needs of minority households. Filene, Visa, and the Ford Foundation conducted this research to find out why.
Community Impact / Jan 07 2016
Reaching Minority Households: Learning from Minority Credit Unions
Minority households in the United States are far more likely to be unbanked or underbanked compared to others. Credit unions...
Community Impact / Feb 05 2016
Accessible Financial Services Incubator
During the past two years Filene tested five innovative products designed for low-and moderate-income consumers. In this report we share...