Collaborate with employers in your community to provide safe, affordable loans that help hardworking employees avoid predatory rates and fees...
Help Your Community
Programs and services built from Filene’s research on Accessible Financial Services and Reaching Minority Households. Credit unions can impact their communities greatly by bringing more fairly priced, quality financial products to more people, especially those traditionally left behind by mainstream finance.
ITIN Lending Program (Non-Citizen Lending)
Improve economic access in your community by offering consumer lending products, including credit cards, personal loans, and vehicle loans, to...
Non-Prime Auto Loans
Having reliable transportation allows for increased access to employment, housing, and education. However, many credit challenged consumers lack reliable transportation...
Borrow & Save
Increase consumers’ economic security by providing an affordable small dollar loan with a payment term that makes sense for them...
Community Microfinance Small Business Lending
The community microfinance lending initiative helps low-income entrepreneurs from primarily underserved and underrepresented groups start their own businesses. The program...
Payday Payoff Installment Loans
This program uses an underwriting model based on alternative data and allows borrowers to consolidate up to $2,500 of high-cost...
Community Impact / Aug 08 2018
Reaching Minority Households Incubator
Many traditional financial institutions struggle to meet the needs of minority households. Filene, Visa, and the Ford Foundation conducted this research to find out why.
Community Impact / Jan 07 2016
Reaching Minority Households: Learning from Minority Credit Unions
A recent FDIC survey of 40,998 households estimates that 34 million households in the United States are unbanked or underbanked...
Community Impact / Feb 05 2016
Accessible Financial Services Incubator
According to the St. Louis Federal Reserve, there are now more than 20,000 payday lenders across the country—which tops even...
Community Impact / Jan 01 1999
Credit Unions and Asset Accumulation by Lower-Income Households
This study profiles special efforts by credit unions to reach low and moderate-income households and to help them build savings...