Buy Now, Pay Later (BNPL) has shown explosive growth and is likely here to stay. Credit unions should look for opportunities to provide BNPL to their members.
Debt and Debt Management Research
Innovation and Incubation / Feb 18 2022
Buy Now, Pay Later: Understanding Consumer Behavior
Innovation and Incubation / Aug 16 2021
Want to Increase Share of Unsecured Credit? Help Shrink the Market!
This brief proposes that the best way for credit unions to compete in the lucrative market for unsecured revolving credit (principally credit cards) is to help members reduce what they owe.
Consumer Thinking / Aug 27 2018
From Debt to Mindfulness
Participants in debt management programs (DMP) participated in research exploring the effects of mindfulness on consumer spending. Insights from this...
Consumer Thinking / Feb 15 2018
fundaMENTAL: The Mind-Money Connection
Understanding why consumers make certain decisions is key to supporting and attracting credit union members. To this end, Filene hosted...
Community Impact / May 04 2020
Supporting Financial Well-being of Credit Union Members and Employees
What Filene's research says about supporting financial needs and action steps for putting it into practice.