When I was 25 years old, I was the most financially stressed I had ever been. I had about $20K in student loan debt, $8K in credit card debt, a car note for $12K, monthly rent and utilities, and of course important things like eating to worry about. I was in over my head and did a ton of worrying. To help pay down my debt, I enrolled in a financial seminar at the local church and got a second job.
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