Working Together Mortgage


Young people want to buy a home but often don't have a sufficient downpayment.


Helps the first time home buyer obtain a mortgage by utilizing the equity from a relative's home as part of the down payment.

Test Results:

Survey fielded at three credit unions. 57% of respondents were likely to take advantage. Directions Credit Union implemented program but no results documented.

Getting Started: Contact us to learn more about this idea from Filene i3.


Robert Chavez
Robert Chavez
Sandia Laboratory FCU
Kathy Martin
Kathy Martin
Senior Vice President Development & Support