Emerge Financial

The Problem

Informal lending relationships allow borrowers the opportunity to meet their immediate financial needs; however they carry a tremendous amount of risk of re-payment for the lender. Additionally, the borrower receives no credit for their payment history, eliminating the ability to leverage these relationships in building a positive credit history. 

The Solution

A customized website that tracks informal financial relationships and formalizes payments, ensuring accountability for payments while simultaneously building a credit history. 

Filene i3 Demo Denver- Emerge Financial from Filene Research on Vimeo.


Jennifer Wolfe
Jennifer Wolfe
VP, Business Tranformation
Partners Federal Credit Union
Jennifer Sider
Jennifer Sider
Associate Director, Marketing and Development
Duke University Federal Credit Union