Joseph Gracia

CEO and Founder of Nickels
Joseph Gracia

Biography

Joseph Gracia is CEO and Founder of Nickels, a company that uses behavioral science to help guide student-borrowers through managing their federal student debt. Their white-label digital service can be offered by credit unions to provide their members with triggered, timely, personalized guidance to help members always keep their federal student loans in good standing. Joseph was previously the VP of Product at WHOOP and also ran the Behavioral Marketing & Design team at OPOWER.

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