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Innovations in the Payment Ecosystem

Innovations in the Payment Ecosystem

Your business model is in jeopardy. The culprit: the payment ecosystem. This research brief examines the broad issues impacting the future of payments and the direction innovation is likely to take.

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In the short term, the regulatory environment governing the payment ecosystem will have a sharper and more dramatic impact on credit unions; however, longer-term trends have the potential to alter your business model more dramatically over the next decade. This brief, therefore, aims to:

  • Make sense of critical payment trends.
  • Identify opportunities for profiting from future innovation.

This research brief summarizes work conducted by David Evans, PhD, a leading voice and researcher within the payments systems industry. Generous financial support was furnished by MEMBERS Development Company (MDC), a credit union service organization.

In addition to the formal Filene research brief, Evans and MDC have generously donated a variety of important information sources to help guide you on this topic in the “related materials” section on the right hand side of this page:

  • A technical presentation delivered by David Evans to MDC’s owners last year
  • Two detailed articles authored by David Evans and colleagues on critical trends in payments
  • A news feed from PYMNTS (see below), the premiere information resource in the payments industry.

With so much going on in the payments space we want to provide you with a host of resource to help you navigate this critical topic.


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Categorized: 'Products & Services'

Tagged: 'innovations in the payment ecosystem' 'payments systems' 'payment' 'regulations' 'research' 'trends'

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