Millions of modest-income households in the U. S. currently turn to alternative financial services (AFS) outlets to meet their basic financial needs. Check-cashers, payday lenders, finance companies, pawnshops, rent-to-own stores and auto title lenders operate primarily to generate revenue and make a profit. With an increasing number of credit unions investigating how to help the underserved, the Filene Research Institute developed a program called REAL Solutions-Relevant, Effective, Asset-building and Loyalty-producing – to assist in efforts to reach out to new member populations. A newly-released study, REAL Solutions: Solving the Financial Service Needs of America’s Working Families, provides a progress report on the activities of credit unions involved in the REAL Solutions program. For more information on the REAL Solutions program you can visit http://filene.org/home/research/real.
The program is now the signature program of the National Credit Union Foundation (NCUF), visit the www.ncuf.org
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Filene Research Institute
Subject : The enrichment of Financial institution through the innovative work -“The Research papers of financial tables” is the complete solution of all financial measurement with financial ready reckoned table is alternative to Financial Software & easy to use as well as much cheaper than financial Software & also there is revised financial theories to facing financial crisis.
Sir,
I would like request to you & inform that, I have myself converted all financial formula into Ready Reckoned Table on the basis of single unit as $ 1.00. I believe, these Tables will enable to fulfill entire financial measurement of all kind of organization. There is no need to use any formula, software, computer & calculator to measure financial solution. Only the required amount has to be multipling with Ready Reckoned Table’s factor. These Research papers is one kind of tools to measure financial solution & for non professional.
I assure this Research paper of tables is unique in the world. It will be needed for all Finance & Accounts student, business community, financial institution even individual who has accumulated fund for better using that fund.
In the subject of Finance “These research papers of financial tables” have specifically quantified all financial measurement that did not occur before in such an easy method & will be remarkable contribution on economy .In a word this research paper is useful for universal to understand & affordable to purchase. As a sample I have attached some tables as an attached document in PDF form. (about 275 pages)
The following “Ready Reckoned Financial Table” which will also be used for Stock market, Company & Micro Credit also.
a) Annually, 1/2 yearly, quarterly, monthly, weekly, daily basis compounded interest factor of Ready Reckoned Table of $ 1.00 (at fractional rate as 10.25%,10.50%, 10.75%, 11% etc. b) Annually, quarterly, monthly basis deposit pension scheme’s factor Ready Reckoned Table of $ 1.00. c) Annually, ½ yearly, quarterly, monthly, weekly basis recovery factor of loan of $ 1.00. d) Present value interest factor Ready Reckoned Table of $ of 1.00 (at fractional rate such as 5.25%, 5.50%) e) Present value interest factor annuity Ready Reckoned Table of $ of 1.00 at fractional rate (Ordinary) f) Present value interest factor annuity Ready Reckoned Table of $ of 1.00 at fractional rate (Due)
g) Future value interest factor annuity Ready Reckoned Table of $ of 1.00 at fractional rate (Ordinary) h) Future value interest factor annuity Ready Reckoned Table of $ of 1.00 at fractional rate (Due) i) Different kind of Bond & Stock Valuation Ready Reckoned Table on the basis of $ 1.00 at fractional rate such as 5.25%, 5.50%. j) Growing Annuity Ready Reckoned Table on the basis of $ 1.00 at fractional rate. k) IRR, MIRR & NPV Ready Reckoned Table . l) Economic Value Added Model Ready Reckoned Table, so forth. m) Value of Levered & Unlevered firm Ready Reckoned Table, WACC Table etc. n) Risk measurement table of Port folio of stock, Walter’s share price Table so forth. o) Different kind of Beta measurement Ready Reckoned table. p) Trade Credit Ready Reckoned table etc. q) Capital Assets Pricing Model Ready Reckoned Table
Sir, I would like request to you for purchasing at reasonable patent right for my work that I think is amount for Filene Research Institute . Sir, I have completed these research papers since last 2 year for the benefit of entire community used all over the world. I also tried to face recent financial crisis to all through simplifying all financial measurement and to revise financial theories with analytical as well as technical analysis. If it is published in form of book the price of this book may be $ 30 where the price of financial software may be $ 600. Besides this in my book is included all financial measurement but financial software is depend on few items not all measurement of finance. One very important point is through financial software only is to measure financial solution but can not take any decision which is suitable for organization. My book can fulfill all types of financial sollution needs. As this is a new types of book (alternative to financial software) I belief this book would widely sell throughout world wide due to its affordability, easiness and decision making solution and the revolution of Finance subject enrichment. Sir, I also belief this proposal will be mutual benefited for your organization and me and I can also help further research about financial crisis. Sir, please to take initiative regarding my proposal.
Contact No 880-2-01911138685, Bangladesh
yours faithfully Md. Boby Imtiaz Kabir.
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