Filene Research Institute

Through independent research and innovation, the Filene Research Institute explores issues vital to the future of credit unions and consumer finance.

Research Publications

  1. Credit Card Availability, Interest Rates, and Usage in 2005-2009

    • Mark C. Meyer, CEO, Filene Research Institute Luis Dopico, PhD, Macrometrix
    • Oct 13, 2009 No Comments
    • Bookmark and Share
    Numbers_meyer_cfm1_web

    Credit Card Availability, Interest Rates, and Usage in 2005–2009 is the fourth report in a series of Consumer Finance Research briefs authored by Mark Meyer of Filene Research and Luis Dopico of Macormetrix. The briefs based on information derived from the Ohio State University’s Consumer Finance Monthly (CFM) survey. Specifically: we explore:

    • General trends in credit card delinquencies, debt volumes, and interest rates over the last two decades.
    • CFM household-level data on availability, interest rates, and usage of credit cards across various sets of consumer characteristics.
    • Credit card availability before and during the current financial crisis.
    • Difficulties in setting (and regulating) credit card interest rates.
    • Key strategic implications for credit unions.

    categories » Consumer Finance Monthly Briefs (Ohio State), Economic Issues - Credit Unions, Economic Issues - Policy, Limited Income Households, Marketing, Consumer Behavior and Market Research

Post a comment

  • ( optional )

  • Complete the following: 'Jack and Jill went up the ???

    For numeric answers, simply type in the number
    (e.g. What is five times five? Answer: 25)

    We're annoyed by questions like this too, but we're even more annoyed by spam (except the yummy canned kind).

  • Logged-in users can attach files to comments and aren't required to answer spam protection questions.

  • Submit

Read the full report:

Related Links

Related Research