Filene Research Institute

Through independent research and innovation, the Filene Research Institute explores issues vital to the future of credit unions and consumer finance.


The First Credit Card

Young adults, responsible or not, are very likely to get at least one credit card during the transition period after high school. Credit unions that decline to offer or to market their own cards to young adults may miss the chance to build a relationship and a responsible credit user during that key transition phase. In First Credit Card, author Ben Rogers discusses the challenges and rewards involved in young adult credit card programs at credit unions.

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