Filene Research Institute

Through independent research and innovation, the Filene Research Institute explores issues vital to the future of credit unions and consumer finance.


Mortgage Down Accelerator

As the availability of 100% financed mortgage products slowly wanes, the need for consumers to save for a down payment in order to purchase a home increases. The Mortgage Down Payment Accelerator Program is an easy-to-implement savings and educational tool designed to bring the young borrowing demographic to the credit union through a three-step program. The program is specifically formulated to target the struggling first-time homebuyers faced with acquiring the down payment necessary to buy their first home.

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