Through independent research and innovation, the Filene Research Institute explores issues vital to the future of credit unions and consumer finance.


i3 Members

Eric Acree

Vantage Credit Union | Bridgeton, MO

Flex.One (2005) and My Community Connection (MCC) (2006)

Tom Anonson

Class Act Federal Credit Union | Louisville, KY

Collaboration in the Classroom (2008), LOT$A MOT$A (2007), and Why Co-op? (2009)

Linda Armyn

Bethpage Federal Credit Union | Bethpage, NY

Lifetime Auto Loan (2005), CU PICK 64 (2006), and Virtual Finance (2007)

Shelly Berryman

SchoolsFirst Federal Credit Union | Santa Ana , CA

Lift (2010) and Student Coops with Questions (2010)

Thomas Boos

Billings Federal Credit Union | Billings, MT

Flex.One (2005) and CU PICK 64 (2006)

Corey Bowes

OMISTA Credit Union | Moncton, NB

Manufactured Homes (2010) and Be N’ Biz Fund (2010)

C. Lee Brice

Desert Schools Federal CU | Phoenix, AZ

Single Again (2008), CU Tempo (2009), and Interest Refund Loan (2008)

Linda Brown

Service 1st Federal Credit Union | Danville, PA

CU 1031 (2006) and Prize-linked Savings (2006)

Dawn Collins

Mt. Lehman Credit Union | Mt. Lehman, BC

Be N’ Biz Fund (2010) and Small Coop Dreams (2010)

Julie Cosgrove

Affinity Plus Federal Credit Union | St. Paul, MN

60-Day Loan Guarantee (2010) and R Bond (2010)

Mark Coudriet

Xceed Financial Credit Union | , CA

UMatter (2010) and Student Coops with Questions (2010)

Louise Delaney

Salmon Arm Savings and Credit Union | Salmon Arm, BC

Be N’ Biz Fund (2010) and Student Coops with Questions (2010)

Geri Dillingham

North Island Financial Credit Union | San Diego, CA

MatriMoney® (2005) and Always a Member (2006)

Mary Dolan

Maine State Credit Union | Augusta, ME

The Big Idea (2008), CU Tempo (2009), and Share the Wealth (2009)

Yolanda Draine

First South Credit Union | Bartlett, TN

UMatter (2010) and Small Coop Dreams (2010)

Paul Ebisch

Assemblies of God CU | Springfield, MO

UMatter (2010) and Partnerships with 529 Programs (2010)

Jackie Edwards

Connexus Credit Union | Rothschild, WI

Lift (2010) and Savers Credit Eligible Accounts (2010)

David Faleski

Coastal Federal Credit Union | Raleigh, NC

Airport Oasis Lounge (2008) and Auto Savings (2007)

Bob Falk

Purdue Employees Federal CU | West Lafayette, IN

Lifetime Auto Loan (2005), Always a Member (2006), and Auto Resource Center (2007)

Steve Fifield

Cyprus Federal Credit Union | West Jordan, UT

Auto Savings (2007), Choice Endings (2008), and Why Co-op? (2009)

Mark Forsyth

National Institutes Of Health FCU | Rockville, MD

Smart Score (2005), Prize-linked Savings (2006), and The Savings Revolution (2007)

Teresa Freeborn

Xceed Financial Credit Union | El Segundo, CA

Lifestyle Lending (2007), Hi 5 (2005), and Always a Member (2006)

Tammy Gallegos

America First Federal Credit Union | Ogden, UT

Collaboration in the Classroom (2008), Debt in Focus (2010), and The Leap (2009)

Laida Garcia

Florida Central Credit Union | Tampa, FL

Hi 5 (2005) and No Excuses Savings Club (2006)

Tom Gisewhite

MidWest Financial Credit Union | Ann Arbor, MI

Sandwich Generation Recipe (2008) and The Savings Revolution (2007)

Chad Graves

Ent Federal Credit Union | Colorado Springs, CO

First Step Program (2008) and Debt in Focus (2010)

Blake Griffin

Firstmark Credit Union | San Antonio, TX

First Step Program (2008), Why Co-op? (2009), and CU-HomeWise (2009)

Lori Hall

American Airlines Federal Credit Union | Ft Worth, TX

Auto Savings (2007), Single Again (2008), SimplySave (2009), and Interest Refund Loan (2008)

Elizabeth Hayes

Affinity Plus Federal Credit Union | St. Paul, MN

CU 1031 (2006) and Always a Member (2006)

Matt Henry

Elevations Credit Union | Boulder, CO

Lift (2010) and Cooperative Housing (2010)

Francis James

United Teletech Financial Federal CU | Tinton Falls, NJ

Hi 5 (2005) and My Community Connection (MCC) (2006)

Lydia Johnson

Tsawwassen, BC

Jane Kennedy

Utilities Employees Credit Union | Wyomissing, PA

The Big Payoff Loan (2010) and Partnerships with 529 Programs (2010)

Mike Kenzie

Patriot Federal Credit Union | Chambersburg, PA

Lift (2010) and Partnerships with 529 Programs (2010)

Paul Kirkbride

Unitus Community Credit Union | Portland, OR

Manufactured Homes (2010) and The Big Payoff Loan (2010)

Jeff Kline

Members Develoment Company | Austin, TX

Flex.One (2005) and Always a Member (2006)

Steve Koenen

Altra Federal Credit Union | Onalaska, WI

Unite (2008), Virtual Finance (2007), and SimplySave (2009)

Karin Kovalovsky

Air Academy Federal Credit Union | Colorado Springs, CO

LOT$A MOT$A (2007), Unite (2008), SimplySave (2009), and Interest Refund Loan (2008)

Lisa Landt

First Entertainment Credit Union | Hollywood, CA

Smart Score (2005), No Excuses Savings Club (2006), and LOT$A MOT$A (2007)

Todd Lindemann

Mountain America Credit Union | West Jordan, UT

CU 1031 (2006) and Decision Point (2006)

Todd Marksberry

Delta Community Credit Union | Atlanta, GA

Community Impact Center (2007) and CU Tempo (2009)

Tamela Meade

American Airlines Federal Credit Union | Fort Worth, TX

The Big Payoff Loan (2010) and Savers Credit Eligible Accounts (2010)

Jim Miles

MidUSA Credit Union, Inc. | Franklin, OH

MatriMoney® (2005) and CU PICK 64 (2006)

Tim Mislansky

Wright-Patt Credit Union, Inc. | Fairborn, OH

Auto Savings (2007), The Big Idea (2008), and Why Co-op? (2009)

Toni Montgomery

AmeriChoice Federal Credit Union | Mechanicsburg, PA

Two Grand Plan (2010)

Ben Morales

Washington State Employees Credit Union | Olympia, WA

Hi 5 (2005) and CU PICK 64 (2006)

Michael Murphy

Motorola Employees Credit Union | Schaumburg, IL

Lifetime Auto Loan (2005), Decision Point (2006), and Auto Savings (2007)

Dwayne Naylor

Langley Federal Credit Union | Newport News, VA

Smart Score (2005), Always a Member (2006), and Community Impact Center (2007)

Peter Paulson

Corporate America Family CU | Elgin, IL

CU 1031 (2006) and iNForm (2006)

Chris Phillips

Land Of Lincoln Credit Union | Decatur, IL

The Big Payoff Loan (2010) and Cooperative Housing (2010)

C. J. Presto

Baxter Credit Union | Vernon Hills, IL

UMatter (2010) and R Bond (2010)

Lisa Randall

Vermont Federal Credit Union | Burlington, VT

Manufactured Homes (2010) and Lift (2010)

Lisa Renner

CU Holding Company, LLC (Mazuma Credit Union) | Lenexa, KS

Community Impact Center (2007), The Big Idea (2008), Why Co-op? (2009), and Interest Refund Loan (2008)

Charlie Roberts

State Department Federal Credit Union | Alexandria, VA

Hello (2009), Share the Wealth (2009), Two Grand Plan (2010), and Small Coop Dreams (2010)

Nathan Saller

Bellwether Community Credit Union | Manchester, NH

CU 1031 (2006), CU PICK 64 (2006), and Lifestyle Lending (2007)

Mark Sekula

Randolph-Brooks Federal CU | Universal, TX

Hi 5 (2005) and iNForm (2006)

Trish Shermot

CTCE Federal Credit Union | Reading, PA

Choice Endings (2008), Green Feat Rewards (2009), and Giving CD (2009)

Susan Siegel

Sunmark Federal Credit Union | Schenectady, NY

MatriMoney® (2005)

Phil Smith

Public Service Credit Union | Denver, CO

Lifestyle Lending (2007), Moneyworks (2005), and Prize-linked Savings (2006)

David Snodgrass

Affinity Federal Credit Union | Basking Ridge, NJ

Airport Oasis Lounge (2008), Women: A Strategy for Success (2007), and Hello (2009)

Troy Stang

Credit Union Association of Oregon | Beaverton, OR

Airport Oasis Lounge (2008) and Community Impact Center (2007)

Richard Syme

America First Federal Credit Union | Ogden, UT

CU 1031 (2006) and My Community Connection (MCC) (2006)

Jean Theis

Motorola Employees Credit Union | Schaumburg, IL

Choice Endings (2008), Women: A Strategy for Success (2007), and Debt in Focus (2010)

Doug True

FORUM Credit Union | Indianapolis, IN

Moneyworks (2005) and Always a Member (2006)