Through independent research and innovation, the Filene Research Institute explores issues vital to the future of credit unions and consumer finance.


Filene's Ideas Grow Here

  1. Filene Invests in Future Academic Leaders

    Blackboard_and_books

    In 2008 Filene partially funded the projects of nine PhD candidates. Our goal was to not only help these PhD candidates but spread the word about credit unions to future academics. The results below highlight some of the completed projects of these academics:

    Teresa Cardador completed her PhD and dissertation entitled, “How Organizations Shape the Meaning of Helping Others through Work: Potential Implications for Expanded Credit Union Membership.” Cardador examined the difference in how bank and credit union employees interpret the meaningfulness in their work. She is now an Assistant Professor of Labor and Employment Relations at the University of Illinois. Click here to read excerpts from her paper and download it in its entirety.

    Katie Fitzpatrick completed her PhD by exploring behavioral changes to policy reforms, with a specific focus on low-income populations. She examined an electronic transfer mandate in a large, nearly-universal public benefit program called the UK Child Benefit. Specifically, she used the modified administration of the Child Benefit – changing electronic transfer from a payment option to a payment requirement – as a natural experiment to determine the effect bank account ownership has on the financial behavior of less educated families with children. Katie is currently an economist at the Economic Research Service of the U.S. Department of Agriculture in Washington, D.C.. She is continuing her research on the behavioral response to low-income tax and transfer programs. Click here to read excerpts from her paper and download it in its entirety.

    The other PhD’s projects are in various stages of research and we hope to provide additional updates and final papers in 2010.

    categories » Life Cycle and Evolution of Credit Unions, Limited Income Households, PhD Funding

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