Filene Research Institute

Through independent research and innovation, the Filene Research Institute explores issues vital to the future of credit unions and consumer finance.


CU Tomorrow Blog

  1. Macro borrowers, micro loans

    Tomsshoes_2-1

    Say I’m a conscientious citizen of the world and I don’t mind wearing glamour-challenged shoes. Chances are I’ll be intrigued by TOMS Shoes, a California shoe company that donates a pair of its shoes to a third-world child every time I buy a pair for myself.

    The colorful shoes are not for the average soccer mom or even college student, but they do carry a certain hipster charm. Add the feel-good factor to a pretty modest (by hipster standards) price – $34 for tots through $48 for men – and you’ve got the makings of a sustainable business.

    As for credit unions, why not put 5% of a loan’s profit into a deposit at Kiva or MicroPlace? Granted, it would probably play better in Palo Alto than in Peoria, but can you spell e-a-r-n-e-d m-e-d-i-a?

    categories » CU Tomorrow, Innovation, Lending

Comments

1

    • Carma
    • Jun 26, 2008

    Ben, I’d rather buy glamorous shoes and send a check. Why does ‘good cause’ have to equate to ugly! With all the awesome programs out there to give back, people are receiving good things in return for giving good things. I think you have to marry the two to stay alive for very long. Otherwise it’s just a fading fad.

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