Through independent research and innovation, the Filene Research Institute explores issues vital to the future of credit unions and consumer finance.


Strategy

  1. Global Trends: Drivers, Values, and Strategic Questions for Credit Unions

    Cover-_web

    Every business leader is forced to wrestle with the prospect of what’s next. This report looks beyond the next few years at four scenarios that are possible next steps beyond the Great Recession.

    More ...

    categories » Economic Issues - Credit Unions, Strategy, Sustainability

  2. Credit Union Market Niches: Social and Demographic Opportunities

    Cover_image-_web

    What does this mean for you? Click here to register for a February 9 (1:30 PM ET) webinar with the authors.

    Credit unions that want to juice membership growth face a limited set of options. If the field of membership is not broad enough, the credit union can petition to change it and serve new groups. Often the field of membership is expansive enough, so the challenge becomes how to approach new members of a group that will complement the credit union and allow it to grow.

    More ...

    categories » Market Structure and Field of Membership, Marketing, Consumer Behavior and Market Research, Strategy, Young Adults and Families

  3. Credit Union Processing Efficiency and the Impact on Net Income

    Cover-_web

    Credit union costs, like winter snow and ice, present two kinds of challenges. The first danger of a cost cave-in, where outflows are not sustainably linked to revenue, is catastrophic and obvious. The second danger of creeping costs is harder to spot and harder to remedy.

    More ...

    categories » Market Structure and Field of Membership, Strategy