In Credit Union Costs and ConslidationsFilene Fellow James Wilcox answers the question “Is there significant empirical evidence that credit unions can reduce their costs by operating at a larger scale?”
Small Credit Unions
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Costs and Consolidations
categories » Collaboration, Risk Management, Small Credit Unions
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Thriving Midsize and Small Credit Unions
Why do many midsize and small credit unions thrive while others struggle with declining membership, shriveling real assets, and anemic earnings? This important question is addressed the report, Thriving Midsize and Small Credit Unions, by Robert F. Hoel, Filene Fellow in Residence and former executive director of the Institute.
categories » Management, Small Credit Unions
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Who Uses Credit Unions?
Who Uses Credit Unions, Fourth Edition by Filene Fellow Jinkook Lee, segments credit union and bank users into five categories. Lee uses the most recent information based upon the Federal Reserve Board]s database of consumer finances. The study provides updated data on age, income, wealth, education, occupation, race, ethnicity, gender, marital status, and geographic characteristics of heavy, light and non-users of U.S. credit unions.
categories » Market Structure and Field of Membership, Marketing, Consumer Behavior and Market Research, Small Credit Unions
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