Filene Research Institute

Through independent research and innovation, the Filene Research Institute explores issues vital to the future of credit unions and consumer finance.


Safety and Soundness

  1. Evaluating the Single Financial Services Regulator Question

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    Today, it is commonplace to hear policymakers, industry participants and analysts speak about how our financial services regulatory system has failed us. Recent events have underscored this sentiment with unprecendented actions by the NCUA and the U.S. Treasury. To ensure you are informed about the issues and decisions ahead of us, this report explores the much anticipated reregulation of the financial services sector in the United States with a special focus on the impact a single financial services regulator may have on the credit union system.

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    categories » Economic Issues - Policy, Life Cycle and Evolution of Credit Unions, Regulation and Deposit Insurance, Safety and Soundness

  2. Keeping People in Their Homes: Policy Recommendations for the Foreclosure Crisis

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    In late 2008, the Michigan Credit Union Foundation (MCUF) asked Filene Research Institute to develop a report addressing the impact of the current mortgage foreclosure crisis in Michigan.

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    categories » Economic Issues - Credit Unions, Economic Issues - Policy, Policy, REAL Solutions, Research in Motion, Safety and Soundness

  3. Banks … one step ahead

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    Melissa Troiano, 30 Under 30 member, Bridgeway FCU

    Spokes people can be very influential in swaying the public’s opinion and influencing their decisions, which is probably why the FDIC hired Suze Orman.

    With the current economic situation relative to the melt down of many of the county’s large “banks,” many people are afraid for the safety of their money. This in my opinion is THE perfect time for Credit Unions to stand up with a national campaign to promote the safety of our members’ money! However, not much is currently being done to tout the Credit Union experience.

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    categories » 30 Under 30, Regulation and Deposit Insurance, Safety and Soundness