Through independent research and innovation, the Filene Research Institute explores issues vital to the future of credit unions and consumer finance.
The financial meltdown of the past five years has led to calls for many things: tighter regulation, new taxes, big-bank breakups, and last weekend Bank Transfer Day. But what if institutions took it upon themselves to police themselves and make financial services a little (or a lot) friendlier for consumers? In the video below, CFSI’s Ellen Seidman argues for a voluntary structure that matches up well with what credit unions already do, and might keep further regulation at bay.
More ...categories » Podcasts and Videos, Regulation and Deposit Insurance, Sustainability
“My most important piece of advice to all you would-be writers: when you write, try to leave out all the parts readers skip.”
- Elmore Leonard
The supply of commentary on the Consumer Financial Protection Bureau’s (CFPB) creation far exceeds its demand. This has to do not only with its implications on the way financial firms operate, but the heated discussions that usually arise when talking about any new governmental body. Political or professional reactions aside, we can all agree that, factually, the CFPB exists.
More ...categories » Policy, Regulation and Deposit Insurance
Regulatory changes are remaking, and repricing, the credit union landscape. It’s time to understand the effects. Join us on Thursday, August 18th, for a live lunchtime interview with one of the nation’s foremost banking and regulation experts: Filene Research Fellow, Dr. Robert Litan.
More ...categories » Podcasts and Videos, Regulation and Deposit Insurance