Filene Research Institute

Through independent research and innovation, the Filene Research Institute explores issues vital to the future of credit unions and consumer finance.

REAL Solutions

  1. I Dare You

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    At this week’s GAC, NCUA Board Member Rodney Hood mentioined a new idea for credit unions called the American Debt Relief Challenge. He graciously credited Filene for this unique idea; however, this concept is only marginally related to us.

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    categories » Innovation, Lending, REAL Solutions

  2. Keeping People in Their Homes: Policy Recommendations for the Foreclosure Crisis

    • Robert Manning, Research Professor, Rochester Institute of Technology
    • Feb 12, 2009 No Comments
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    Houseblueprintweb

    In late 2008, the Michigan Credit Union Foundation (MCUF) asked Filene Research Institute to develop a report addressing the impact of the current mortgage foreclosure crisis in Michigan.

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    categories » Economic Issues - Credit Unions, Economic Issues - Policy, Policy, REAL Solutions, Research in Motion, Safety and Soundness

  3. REAL Solutions: Solving the Financial Service Needs of America’s Working Families

    • Lois Kitsch, Filene Research, Director of Field Projects
    • Oct 5, 2006 2 Comments
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    Familyforweb

    Millions of modest-income households in the U. S. currently turn to alternative financial services (AFS) outlets to meet their basic financial needs. Check-cashers, payday lenders, finance companies, pawnshops, rent-to-own stores and auto title lenders operate primarily to generate revenue and make a profit. With an increasing number of credit unions investigating how to help the underserved, the Filene Research Institute developed a program called REAL Solutions-Relevant, Effective, Asset-building and Loyalty-producing – to assist in efforts to reach out to new member populations. A newly-released study, REAL Solutions: Solving the Financial Service Needs of America’s Working Families, provides a progress report on the activities of credit unions involved in the REAL Solutions program. For more information on the REAL Solutions program you can visit http://filene.org/home/research/real.

    The program is now the signature program of the National Credit Union Foundation (NCUF), visit the www.ncuf.org for more information.

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    categories » Lending, Limited Income Households, REAL Solutions

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