Through independent research and innovation, the Filene Research Institute explores issues vital to the future of credit unions and consumer finance.
It was just months ago that Billie June was our first $100,000 Save to Win winner from the collaboration among the 8 piloting Michigan credit unions. This inspiring story continues with nearly 40 credit unions now presenting Save to Win to communities devastated by high unemployment. The Save to Win program offers members an exciting new way to save for their future and fund their dreams.
More ...categories » Innovation, Policy
Complication or catastrophe? Whatever you call it, regulatory change is brewing. Filene has commissioned a report to detail the effects of the financial reform bill on credit unions.
More ...categories » Policy, Regulation and Deposit Insurance
This report contributes to the regulatory debate by comparing the financial stability of banks and credit unions from 1986 to mid-2009, a period that covers several business cycles and ends during some of the most pronounced effects of the Great Recession.Starting from the observation that unemployment coincides closely with loan delinquencies and charge-offs, the researchers aim to describe how the same economic shocks treat the loan portfolios of credit unions and banks.
More ...categories » Economic Issues - Credit Unions, Podcasts and Videos, Policy, Risk Management