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Lending

1. Reimagining the Dream Webinar Tomorrow – Register Now

   • Karen Hodgkiss
   • Dec 1, 2009 No Comments
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   Filene’s latest report Reimagining the Dream: the Future of Home Ownership examines the historic foundation of the American dream, looks at how it has been unsettled by the current economic climate, then offers some new options for the future. Join author Denise Gabel, i³ member Bob Morgan of North Country Federal Credit Union, and Filene Felllow Robert Manning of Responsible Debt Relief to explore how your credit union may help shape and pilot one option that will help credit union members achieve their vision of “home.” The Webinar is scheduled for Wednesday, December 2, 2009 at 11:00 a.m. CST. Register here to receive the dial in number and connection instructions.

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   categories » Innovation, Lending

2. What People Pay: Deposit Account Fees at Banks and Credit Unions

   • Victor Stango, PhD, Associate Professor of Economics, University of California, Davis and Jonathan Zinman, PhD, Associate Professor of Economics, Dartmouth College
   • Nov 20, 2009 3 Comments
   • 
   

   The financial services regulatory environment is in flux. Major proposals are being debated, marked up, and prepared for implementation even as we speak. Credit unions are rightly concerned about the development of a new regulatory agency and the consequences of regulations that would inhibit their ability to serve consumers.One approach credit unions are utilizing to mitigate this risk is illustrating to policymakers how they are different from other players in the financial services industry.

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   categories » Lending, Policy, Pricing

3. U.S. Latino Families, Heads of Households, and the Elderly

   • Barbara J. Robles, Center for Community Development and Civil Rights and School of Social Work, College of Public Programs, Arizona State University
   • Oct 13, 2009 No Comments
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   Filene Fellow Barbara Robles has released the third in her series of reports detailing the financial needs of the U.S. Latino population. In U.S. Latino Families, Heads of Household, and the Elderly: Emerging Trends in Financial Services and Asset-Building Behaviors, Robles focuses on a number of key features of the Latino financial experience including:

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   categories » Economic Issues - Credit Unions, Lending, Life Cycle and Evolution of Credit Unions, Limited Income Households, Market Structure and Field of Membership, Marketing, Consumer Behavior and Market Research