Through independent research and innovation, the Filene Research Institute explores issues vital to the future of credit unions and consumer finance.
Financial sector policymakers should think in terms of chess clocks and golf handicaps. Instead, they all too often fall under the sway of a very powerful metaphor that winnows down the art of financial sector policymaking to the simple act of designing a “level playing field,” where everyone operates under exactly the same rules regardless of size, purpose, or structure.
More ...categories » Economic Issues - Policy, Policy
categories » Economic Issues - Policy, Filene News
The United States is poised to follow nations like Ireland, Canada and Australia in formally separating safety and soundness regulation from consumer protection. With a foreword from Prof. William Jackson, Filene research director Ben Rogers sketches the consumer financial protection proposals currently in play and compares them to pro-consumer structures around the world. The conclusion: If international experience holds, credit unions will come out smelling like roses.
More ...categories » Economic Issues - Policy, Regulation and Deposit Insurance, Safety and Soundness
