Through independent research and innovation, the Filene Research Institute explores issues vital to the future of credit unions and consumer finance.

Economic Issues - Credit Unions

  1. Withstanding a Financial Firestorm: Credit Unions vs. Banks

    • David M. Smith, PhD, Associate Professor of Economics, Graziadio School of Business and Management, Pepperdine University and Stephen A Woodbury, PhD, Professor of Economics, Michigan State University
    • May 17, 2010 No Comments
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    This report contributes to the regulatory debate by comparing the financial stability of banks and credit unions from 1986 to mid-2009, a period that covers several business cycles and ends during some of the most pronounced effects of the Great Recession.Starting from the observation that unemployment coincides closely with loan delinquencies and charge-offs, the researchers aim to describe how the same economic shocks treat the loan portfolios of credit unions and banks.

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    categories » Economic Issues - Credit Unions, Podcasts and Videos, Policy, Risk Management

  2. Fellow Weighs in on Credit Cards

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    Filene Fellow Bob Manning is a go to guy for the media on consumer credit issues.

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    categories » Economic Issues - Credit Unions, Filene News, Marketing, Consumer Behavior and Market Research

  3. Credit Card Availability, Interest Rates, and Usage in 2005-2009

    • Mark C. Meyer, CEO, Filene Research Institute Luis Dopico, PhD, Macrometrix
    • Oct 13, 2009 No Comments
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    Credit Card Availability, Interest Rates, and Usage in 2005–2009 is the fourth report in a series of Consumer Finance Research briefs authored by Mark Meyer of Filene Research and Luis Dopico of Macormetrix. The briefs based on information derived from the Ohio State University’s Consumer Finance Monthly (CFM) survey. Specifically: we explore:

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    categories » Consumer Finance Monthly Briefs (Ohio State), Economic Issues - Credit Unions, Economic Issues - Policy, Limited Income Households, Marketing, Consumer Behavior and Market Research

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