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Filene: The Blog

Deep Thoughts by Edward A. Filene

Deep Thoughts by Edward A. Filene

In 1924 Mr. Filene said, "The moment a business ceases to be an experimenter and comes to regard itself as an expert, it may be sure that dry rot has set in." 

California & Nevada Credit Union Leagues Launch Innovation Group

We’ve been busy helping credit unions, CUSOs, and state leagues take innovation from a buzzword to a strategic imperative with a whole suite of innovation programs. The California & Nevada Credit Union Leagues are the latest organizations to build an internal innovation group with us. The 2015 REACH Innovation Group...

Research, Innovate, and Create Impact with

At Filene Research Institute, we believe that new ideas are crucial for investing in the future of consumer finance. We recently spruced up to help you better access the thinking and tools needed to drive change for credit unions and all financial consumers.

Baby Boomers: The Forgotten Generation?

About 20% of American adults aged 55 and over are open to or searching for a new financial advisor in the next 12 months for retirement planning. And 10.5% report that they are actively looking for a financial advisor to discuss retirement planning based on Filene survey data of pre-retirees.

Financial Capability and the Young: We Are Not Doing Enough

An investment in knowledge, pays the best interest.” - Benjamin Franklin, The Way to Wealth, 1758

1 in 5 American students do not exceed a baseline of proficiency in applying their financial knowledge to everyday situations. In other words, young Americans struggle to understand the most basic of financial concepts, documents, and transactions that are central to personal financial management. 

Filene Finger Prints in Prize-Linked Savings

Prize-linked savings has been in the news a lot lately. (Here. Here. Again here.) The success of these programs drove eight states to pass bills that explicitly allow for savings promotion raffles. H.R. 3374: The American Savings Promotion Act, legislation to remove barriers to prize-linked savings accounts being offered, was introduced on October 29, 2013. This bill passed in the House on September 15, 2014 and goes to the Senate next for consideration.

We’re Welcoming 20 Credit Union Executives to Filene i3

Filene i3

Twenty credit union executives have joined Filene Research Institute’s i3 innovation program, which fosters the development of new ideas and innovations for credit unions. "This perfect storm of impacts requires that our industry adopt innovative thinking like never before. These i3'ers are going to lead the way," says Andrew Downin, innovation director at Filene.

Filene Research Institute’s Upcoming Research Reports

Filene Research Institute’s Upcoming Research Reports

As always, Filene has a plethora of research in the pipeline. Here are the titles and authors of reports that will published in the coming months, along with brief summaries of each one. With topics ranging from innovation in financial services to serving immigrant niche markets, there are sure to be plenty to suit your strategies.