Through independent research and innovation, the Filene Research Institute explores issues vital to the future of credit unions and consumer finance.


Consumer Finance Monthly Briefs (Ohio State)

  1. Debit or Credit: Either, Both, Neither, or How Much?

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    The new payment mix is more about market share than about which payment dominates or will dominate. Credit unions care deeply about whether consumers use debit and credit cards. Cards tie consumers to their financial institution and are among the few revenue centers credit unions can influence.

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    categories » Consumer Finance Monthly Briefs (Ohio State), Marketing, Consumer Behavior and Market Research

  2. Retirement Preparedness and Savings Choices in 2005-2009

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    What are the current trends in retirement preparedness and savings choices? In Filene’s continuation of the Consumer Finance Monthly (CFM) series, we explore:

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    categories » Consumer Finance Monthly Briefs (Ohio State), Life Cycle and Evolution of Credit Unions, Marketing, Consumer Behavior and Market Research

  3. Credit Card Availability, Interest Rates, and Usage in 2005-2009

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    Credit Card Availability, Interest Rates, and Usage in 2005–2009 is the fourth report in a series of Consumer Finance Research briefs authored by Mark Meyer of Filene Research and Luis Dopico of Macormetrix. The briefs based on information derived from the Ohio State University’s Consumer Finance Monthly (CFM) survey. Specifically: we explore:

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    categories » Consumer Finance Monthly Briefs (Ohio State), Economic Issues - Credit Unions, Economic Issues - Policy, Limited Income Households, Marketing, Consumer Behavior and Market Research