Capital

Alternative Capital for U.S. Credit Unions? A Review and Extension of Evidence Regarding Public Policy Reform
- Robert Hoel, PhD, Professor Emeritus of Business, Colorado State University and Filene Fellow in Residence, Filene Research Institute
- Dec 19, 2007 No Comments
In “Alternative Capital for U.S. Credit Unions? A Review and Extension of Evidence Regarding Public Policy Reform” by Robert F. Hoel, PhD, Professor Emeritus of Business, Colorado State University, and Filene Fellow in Residence examines:
- Is it in the public interest to permit U.S credit unions greater access to alternative capital sources?
- Can credit unions use alternative capital to expand their capital bases in a way that will not dilute their cooperative ownership, values, and governance structure?
- If so, what alternative capital mechanisms would be most appropriate and feasible?
Listen to the author’s podcast:

DOWNLOAD MP3

PODCAST RSS

More ...
categories » Capital, Economic Issues - Policy, Lending, Management, Podcasts and Videos
Is the US Credit Union Industry Overcapitalized?
- William E Jackson III, PhD, Professor of Finance, Professor of Management, and the Smith Foundation Chair of Business Integrity, Culverhouse College of Commerce, University of Alabama
- Dec 6, 2007 19 Comments
Credit union board members and employees are likely to measure their credit union using two metrics: asset size and capital ratio. For the former, bigger is always better; for the latter, there is a range of thought on what constitutes a reasonable capital level. Most credit unions have a general preference for more capital in the service of safety and soundness.
More ...

categories » Boards of Directors, Capital, Economic Issues - Policy, Lending, Management, Podcasts and Videos, Regulation and Deposit Insurance
Capital Acquisition in North American and European Cooperatives
- Michael Cook, Robert D. Partridge endowed Professor, Applied Social Science division, CAFNR, at the University of Missouri-Columbia; Fabio Chaddad, Professor of Strategy at the IBMEC Business School, Sao Paulo, Brazil
- Jan 8, 2007 1 Comment
Given the similarities between credit unions and other types of cooperative organizations around the world, Filene asked agricultural cooperative experts, Michael L. Cook, University of Missouri-Columbia and Fabio. R. Chaddad, IBMEC Business School, Sao Paulo, Brazil to study how credit unions might use the experience of North American and European cooperatives to find ways to meet their own capital needs
More ...

categories » Capital, Economic Issues - Policy, Life Cycle and Evolution of Credit Unions, Performance Measures, Pricing