Filene Research Institute

Through independent research and innovation, the Filene Research Institute explores issues vital to the future of credit unions and consumer finance.


Boards of Directors

  1. Calling All Credit Union Directors

    Surveypen

    Questions about governance are essential as the credit union discussion rolls from crisis to rebuilding to long-term viability. To that end, Filene is working with the Clarkson Centre for Board Effectiveness at the Rotman School of Management, University of Toronto, to survey credit union directors. We invite all current and former credit union directors to participate in this survey. Password: filene

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    categories » Boards of Directors

  2. Nvohk-ing business democracy

    There’s a lot to be said for having old folks around the board table making credit union decisions. They have tons of experience. They’re familiar with the institution, both its history and its operations. They tend to be risk-averse, which is actually pretty good for a financial institution. With few exceptions, they care … a lot.

    There’s a lot to be said for having younger folks around the table making credit union decisions. They have tons of ideas. They’re immersed in outside ideas and organizations. The right ones are ambitious and they care, too.

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    categories » 30 Under 30, Boards of Directors, CU Tomorrow

  3. Is the US Credit Union Industry Overcapitalized?

    Jacksoncover_chapter_web

    Credit union board members and employees are likely to measure their credit union using two metrics: asset size and capital ratio. For the former, bigger is always better; for the latter, there is a range of thought on what constitutes a reasonable capital level. Most credit unions have a general preference for more capital in the service of safety and soundness.

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    categories » Boards of Directors, Capital, Economic Issues - Policy, Lending, Management, Podcasts and Videos, Regulation and Deposit Insurance