Thanks to two piloting credit unions, NorthCountry Federal Credit Union and West Community Credit Union, we’re empowering investment property owners with innovative new tools through an innovative program called CU-Homewise.
More ...Ideas Into Action
Prize-linked Savings (2006)
Developing life-long financial habits by adding an element of chance to the discipline of savings. See innovation at its best in the Save to Win 2009 Results and 2010 Implications report.
Click here to download the report.
Debt in Focus (2010)
Debt in Focus breaks down the barriers that prevent consumers from seeking financial guidance. It gives them straightforward action steps to make dramatic changes in their money management habits. Visit www.filene.org/debtinfocus to sign up today!
CU-HomeWise (2009)
Supporting quality tenants and investment property owners with a solution that addresses the needs of both parties.
Featured Research Projects
Employee Voice and (Missed) Opportunities for Learning in Credit Unions
Getting difference-making ideas from every corner of the credit union is hard. One thing is certain: They don’t always bubble up on their own. This comprehensive study shows where the ideas are in credit unions and, more importantly, how leaders can corral them.
Withstanding a Financial Firestorm: Credit Unions vs. Banks
Starting from the observation that unemployment coincides closely with loan delinquencies and charge-offs, the researchers aim to describe how the same economic shocks treat the loan portfolios of credit unions and banks.
Credit Union Implications of Living Trusts
The systematic collapse of the company pension, which shows no signs of stopping, means real changes in the way Americans retire— and in the way financial institutions can serve retirees.
Pre- and Post- Retirement Asset Portfolios
Is your credit union ready to manage the retirement assets of America’s largest generation? This research compares the asset-holding and selling trends between baby boomers and previous generations, with implications for how credit unions should structure and market their asset management programs.
Debit or Credit: Either, Both, Neither, or How Much?
The new payment mix is more about market share than about which payment dominates or will dominate. Cards tie consumers to their financial institution and are among the few revenue centers credit unions can influence.
Supporters
