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Q1. What is happening with stablecoin and how might it impact credit unions? Learn More

Q2. What are the key focus areas for credit unions to prepare for meeting the future needs of members and their communities? Learn More

Q3. What are some best practices for board governance strategies? Learn More

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Research & Thinking

Research is our middle name, but there is so much more to it than you might think
The future of financial services is changing and credit unions have always been innovators

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Events & Activities

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Questions

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Join us in asking and answering today's big questions.

Report #635 | Members

A Blockchain and Digital Asset Primer for Credit Unions

*25-minute read—This blockchain primer provides an overview of the key aspects of blockchain technology and digital assets, and the various ways blockchain has been used to date. The primer also gives an overview of how decentralized finance is already being used in financial services and some of the ways credit unions can begin to leverage this technology.
Report #404 | | From the Archives Members

Blockchain Beyond Bitcoin: Insights for Credit Unions

  • Bruce Cahan

Blockchain technologies and cryptocurrencies are revolutionizing the way people perceive and interact with money. Credit unions should focus on gleaning value from these technologies to grow their business.

Report #647 |

FiLab: Credit Union Landscape Report

Disruption has shifted from a trend to reality—our new norm! As growth continues to slow and consumer expectations accelerate, CUs are being pushed to rethink how they operate, innovate and deliver distinct value. FiLab's new CU Landscape report offers a powerful snapshot of today's most pressing challenges—and the clearest opportunities to move forward. This overview is the first in a series to help CUs make sense of the disruption, prioritize what matters and discover pathways forward.

Blog |

Q3 Quarterly Action Plan

Dive into upcoming research, join conversations on the hottest topics facing credit unions today and learn more about connecting with industry leaders at Filene events. Click to view our full plan below to see what's coming from Filene throughout Q3!

Report #645 | Members

Credit Union Boards, Govern Thyself

*15 Minute Read: Discover what today’s most experienced credit union board chairs and CEOs say boards must do to govern not just their credit unions—but themselves. This brief reveals powerful insights and best practices to help boards elevate their strategic impact through stronger self-governance.
Report #623 | Members

Credit Union Governance Landscape

Bringing nearly three decades of both academic research and practical experience as a board member, Dr. Hillman has contextualized survey results with governance best practices for credit union leaders to consider as they continue to shape their board to be a strategic asset.

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Report #650 | Members

SIMPLE Payments: Six Consumer Payment Trends Credit Unions Must Embrace

The future of payments is here, and credit unions must move fast to keep up. The SIMPLE Payments framework reveals six important trends reshaping how members pay and interact with money. This brief shows how credit unions can embed payments into daily life, deliver real-time experiences, and thrive in a digital-first world.
Report #649 |

Year Three FiLab Results: IDgo

To kick off the third round of tests, FiLab partnered with IDgo as one of six solutions for the 2025 testing phase. IDgo is a digital identity authentication solution that helps financial institutions verify members quickly, securely and efficiently. Here we explore IDgo's potential to improve call center authentication by saving time, reducing fraud risk and creating a better experience for both members and staff compared to existing methods.
Report #648 |

Results Overview of Filene's Center of Excellence for Diversity, Equity & Inclusion

This report highlights the impact from our Center of Excellence for Diversity, Equity & Inclusion. Led by Dr. Quinetta Roberson, the work from this center focused on tackling challenges in accessing both talent and products and services in the financial services industry, and conduct applied research on DEI practices in credit unions as a model for the larger financial services sector.
Report #647 |

FiLab: Credit Union Landscape Report

Disruption has shifted from a trend to reality—our new norm! As growth continues to slow and consumer expectations accelerate, CUs are being pushed to rethink how they operate, innovate and deliver distinct value. FiLab's new CU Landscape report offers a powerful snapshot of today's most pressing challenges—and the clearest opportunities to move forward. This overview is the first in a series to help CUs make sense of the disruption, prioritize what matters and discover pathways forward.
Report #645 | Members

Credit Union Boards, Govern Thyself

*15 Minute Read: Discover what today’s most experienced credit union board chairs and CEOs say boards must do to govern not just their credit unions—but themselves. This brief reveals powerful insights and best practices to help boards elevate their strategic impact through stronger self-governance.

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Events

Research Event |

CRASH big.bright.minds. 2025

Nashville, TN

Ready to grow your leadership potential and crash the most innovative credit union industry event and network with the biggest and brightest minds? Apply now to Crash big.bright.minds. 2025 in Nashville—an exclusive, high-energy experience designed to ignite your career, expand your network and connect you with fellow future leaders!
Research Event |

big.bright.minds. 2025

Nashville, TN

Filene's biggest annual member event, brought to you by Origence, is bringing together the most innovative credit unions with the brightest minds in the industry on December 2–4, 2025. Registration is now LIVE!